Fraud Protection



Stay protected against fraud while approving more good orders.

Stay protected against fraud while approving more good orders.

Fraud prevention should fuel your growth, not impede it. Using a multilayered approach of machine learning, rules, and manual review from our in-house risk team, Payfinity ensures that fraud never impacts your business. With a 99% order approval rate and 100% fraud chargeback guarantee, you never have to worry about the cost of fraud again.

Payfinity came along, and really took the risk out of the equation. We’re not rejecting good orders any more, we are rejecting the bad ones, and it’s saving us a ton of time.”

Approve more orders

Over 200 real-time behavioral signals are analyzed for each transaction—resulting in 4x more data than leading fraud solutions. These invaluable customer insights enrich our supervised machine learning models to approve the bulk of transactions instantly. However, we don’t just stop looking for approvals there. Payfinity uses Dynamic Verification to request authorization from shoppers based on an order’s specific risk level to drive additional order approvals. Lastly, our Expert Review Team closely reviews orders that need a layer of qualitative research before approving even more orders.

Prioritize your customers

Declining fraudulent orders is critical to any fraud solution, but never at the expense of a great customer experience. Ensuring your good customers don’t experience false positives, or false declines, is just as crucial. We know that even one false decline can turn away a good customer for life, which is why we’ve designed a suite of features that specifically target this problem. Understand why orders were declined and send declined orders back to Payfinity for a second review to turn rejections into approvals and significantly improve the customer experience.

Fuel operational efficiency

Offload time consuming fraud reviews to Payfinity and trust that orders will be approved for shipment within seconds, 365 days a year. Payfinity scales with your business to ensure that orders reach fulfillment faster any week of the year. Our fraud solution works with your business—taking on the heavy-lifting of fraud detection or equipping you with tools like Rejected Order Insights, explanations to fraud scores, so your team can focus on more meaningful tasks like customer requests or order fulfillment.

Never worry about fraud again

At Payfinity, we’re so confident in our ability to stop fraud that we will cover 100% of the cost associated with any fraudulent chargebacks that do occur. With automated reimbursements and indemnification protection, you’re able to confidently fulfill more orders without worrying about any potential losses or liability.

Features to up-level the entire purchase experience:

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